The government cuts are a common topic and an obvious cause for anxiety at the moment. For those worrying about the impact of the cuts two interesting phrases we heard from clients recently spring to mind.
'We have heard there is a recession, but we aren't taking part in it'
'You can't shrink yourself to greatness'.
Remaining positive and keeping active, seeking out new opportunities, marketing online, developing niche products and discovering overseas markets can help protect businesses from the effects of the cuts and ease worries.
All our fears tend to be about the past or the future - and living in the present is a gift that we rarely give to ourselves.
For those interested Karen is taking part in ITV News' unique tracker of how the spending cuts affect the UK. Follow this at